©2019 BY SAENGER CONSULTING GROUP, INC.

Terms of Service

Effective June 2018.

 1. Acceptance of the Terms of Service
Saenger Consulting Group, Inc. welcomes you (the "User" or "Users") to               saengerconsulting.com (a.k.a. "we" or "us" or the "Company"). The following terms and conditions (collectively, these "Terms of Service") apply to Users of saengerconsulting.com including any content, functionality and services offered on or via saengerconsulting.com (the "Website"). The Terms of Service also include our Privacy Policy located here. Please read the Terms of Service carefully before using saengerconsulting.com, because by using the Website the User accepts and agrees to be bound and abide by these Terms of Service. Should a User disagree with any of the provisions herein, please let us know the nature of your disagreement at info@saengerconsulting.com.

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 2. Changes to the Terms of Service and the Website
Saenger Consulting Group, Inc. reserves the right to update the Website and these Terms of Service from time to time, at our discretion and without notice. Nevertheless, this document is public on saengerconsulting.com, and Users will be able to track the changes for any new version. A User's continued use of the Website following the publishing of updated Terms of Service means that the User has accepted and agreed to the changes.

 3. Accessing the Website,Security and Privacy
We're working hard on improving saengerconsulting.com, but we can't guarantee that the Website will be up and running 24/7. We also reserve the right to suspend or restrict access to some features to users. In any case, we will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period, nor for any data loss. To access certain features of the Website you have to register by entering your email and choosing a password as part of our security procedures. Users must treat such information as confidential, not disclosing it to any third party. Please be forewarned and take note: sharing information with third parties is a violation of our policy and is strictly forbidden and may result in severe legal actions to the full extent of the law for infringement of our third party policy. A password reset procedure is available in case a password is forgotten or needs to be changed, but please notify Saenger Consulting Group, Inc. of any real or perceived breach of security. We highly recommend that Users choose strong passwords (e.g. "itslongWITHCAPSand99numbers!!") and that Users log out from their account and browsers at the end of every session. By using this website, each User affirms that all the information provided by the User on the Website is correct, current and complete. In the future, Users may be asked to provide certain registration details or other information for security purposes. We reserve the right to disable any user account, at any time in our sole discretion if a User has failed to comply with these Terms of Service. We use SSL encrypted browsing for all logged-in users, but we cannot guarantee that all use will be secure. Saenger Consulting Group, Inc will take every precaution when providing information. However, we cannot guarantee that the Website or its content will be error free. We manage every User's personal data according to our Privacy Policy, which is available in detail here.

 4. Disclaimer of Warranties, Limitations of Liability and Indemnification.
Use of saengerconsulting.com is at the sole risk of the User. The service is provided "as is" and "as available". We disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Saenger Consulting Group, Inc. is not liable for damages, direct or consequential, resulting from use of the Website, and Users agree to defend, indemnify and hold us harmless from any claims, losses, liability costs and expenses (including but not limited to attorney's fees) arising from a User's violation of any third-party's rights. By using this website, Users acknowledge that they have only a limited, non-exclusive, nontransferable license to use the Website. Because the Website is not guaranteed to be error or bug free, Users agree to use it carefully and avoid using it in ways which might result in any loss of a User's or any third party's property or information.

 5. Term and Termination
This Agreement will become effective in relation to any User when the User creates a saengerconsulting.com account or starts using the saengerconsulting.com Service and will remain effective until terminated by the User or Saenger Consulting Group, Inc. Use of the saengerconsulting.com Website and services may be cancelled in accordance with our contract by contacting us using the contact information found on each page of the contract. If Saenger Consulting Group, Inc. terminates this Agreement, or suspends a User's saengerconsulting.com account for any of the reasons set out in these Terms of Service, Saenger Consulting Group, Inc. shall have no liability or responsibility to the User, and saengerconsulting.com will not refund any amounts previously paid by the User.

 6. Intellectual Property
Saenger Consulting Group, Inc. respects intellectual property rights, and expects Users to do the same. The saengerconsulting.com Service and the content provided through the saengerconsulting.com Service are the property of Saenger Consulting Group, Inc. or saengerconsulting.com's licensors and protected by intellectual property rights (including but not limited to copyright), and Users may not use the saengerconsulting.com Service (including but not limited to its content) in any manner not covered by the Agreement. Furthermore, Users must not infringe any third party's intellectual property rights in using the saengerconsulting.com Service. Please be forewarned and take note: sharing information with third parties is a violation of our policy and is strictly forbidden and may result in severe legal actions to the full extent of the law for infringement of our third party policy. In addition, Users may not remove or alter any copyright, trademark or other intellectual property notices contained on or provided through the saengerconsulting.com Service.

 7. Copyright Infringement and Take Down
If you are a copyright holder who believes that any of the products, services or content which are directly available via the saengerconsulting.com Websites is infringing copies of your work, please let us know. Pursuant to The Digital Millennium Copyright Act, 17 United States Code 512(c)(3), a notice of alleged copyright infringement should be sent to Saenger Consulting Group, Inc.'s designated copyright agent at the following address: Saenger Consulting Group, Inc. Attn: Copyright Agent, 31 Village Road - PO Box 350 - Waterville Valley, NH – 03215 and via email at info@saengerconsulting.com. A notification of claimed copyright infringement must be addressed to saengerconsulting.com's copyright agent listed above and include the following: A physical or electronic signature of the owner (or person authorized to act on behalf of the owner) of the copyright that is allegedly infringed; Specific identification of each copyrighted work claimed to have been infringed; A description of where the material believed to be infringed is located on saengerconsulting.com Service or the saengerconsulting.com Website (please be as detailed as possible and provide a URL to help us locate the material you are reporting); Contact information for the complaining party, such as a complete name, address, telephone number, and email address; A statement that the complaining party has a good faith belief that use of the work(s) in the manner complained of is not authorized by the copyright owner, its agent, or the law; and A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

 8​. Copyright Infringement and Take Down
If you are a copyright holder who believes that any of the products, services or content which are directly available via the saengerconsulting.com Website are infringing copies of your work, please let us know. Pursuant to The Digital Millennium Copyright Act, 17 United States Code 512(c)(3), a notice of alleged copyright infringement should be sent to Saenger Consulting Group, Inc.'s designated copyright agent at the following address: Saenger Consulting Group, Inc. Attn: Copyright Agent, 31 Village Road - PO Box 350 - Waterville Valley, NH – 03215 and via email at info@saengerconsulting.com. A notification of claimed copyright infringement must be addressed to saengerconsulting.com's copyright agent listed above and include the following: 

  1. A physical or electronic signature of the owner (or person authorized to act on behalf of the owner) of the copyright that is allegedly infringed;

  2. Specific identification of each copyrighted work claimed to have been infringed;

  3. A description of where the material believed to be infringed is located on saengerconsulting.com Service or the saengerconsulting.com Website (please be as detailed as possible and provide a URL to help us locate the material you are reporting); 

  4. Contact information for the complaining party, such as a complete name, address, telephone number, and email address; 

  5. A statement that the complaining party has a good faith belief that use of the work(s) in the manner complained of is not authorized by the copyright owner, its agent, or the law; and 

  6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed

 9. Technology Limitations and Modifications
Saenger Consulting Group, Inc. will make reasonable efforts to keep the saengerconsulting.com Service operational. However, certain technical difficulties or maintenance may, from time to time, result in temporary interruptions. saengerconsulting.com reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, functions and features of the saengerconsulting.com Service with or without notice.

 10. Assignment
Saenger Consulting Group, Inc. may assign this Agreement or any part of it without restrictions. Users may not assign this Agreement or any part of it to any third party.

 11. Severability
Should for any reason or to any extent any provision of this Agreement be held invalid or unenforceable, such invalidity or enforceability shall not in any manner affect or render invalid or unenforceable the remaining provisions of this Agreement, and the application of that provision shall be enforced to the extent permitted by law.

 12. English Version Prevails
In the event that this Agreement is translated into other languages and there is a discrepancy between the two language versions, the English language version shall prevail to the extent that such discrepancy is the result of an error in translation. Should a User disagree with any of the provisions herein, the User must leave the Website (see Section 1), but please let us know the nature of your disagreement at info@saengerconsulting.com.